Sunday, October 21, 2012

An Overview Of Mdu Distance Mba

Maharshi Dayanand University, Rohtak was established during 1976. The MDU distance MBA program is a correspondence program which spans over a period of three years and is offered to people who are located in various parts of the nation.

As businesses thrive in this nation, the management courses have received a boost. Practically all the major cities and towns are providing distance MBA courses to fulfill the ambitions of the aspiring students and professionals. Today MBA has become one of the most coveted qualifying degrees for eager beavers. MDU distance MBA is opening up opportunities for several thousands of candidates who are unable to enroll in a full time classroom course. The major line of difference between distance learning and a full time MBA is that of class contract hours. MDU courses are slowly becoming very widespread as they are very convenient and give candidates the freedom to educate while pursuing other interests too. The main objective of this University is to equip the students with advanced knowledge and skills to help them in securing a position in multinationals with eye popping salaries.

How is distance MBA offered by MDU proving useful?

Actually, MDU distance MBA is even facilitating the professionals who desire in increasing their value in the current market scenario. Since they are working the rest of the day, the distance courses are the perfect answer to their quest for excellence. Even housewives who wish to fulfill their dreams can have a career if they opt for distance MBA courses that are being offered by the MDU University.

Eligibility for distance learning MBA by MDU:

The eligibility criteria for seeking admissions to courses may be subject to changes, so be sure to check the notice board online for notifications. However the general requirement that has been put forth by the University is that individuals must have a three year graduation degree from any reputed university and with minimum 50% marks in an aggregate. Candidates who are currently in their final year of graduation are also eligible to apply.

Several kinds of MBA programs:

Whether you are a new school grad, a working parent, or an executive there's an MBA degree program by MDU out there that is perfectly suited to your needs and capabilities. MDU educational department have expanded their MBA courses to reach an increasingly diverse audience of students and professionals who wish to switch their careers or qualify for promotions. Their programs are enhanced, updated, and self-paced to meet the requirements of busy students who study during their off hours. Candidates can choose from a vast array of MDU distance MBA programs like finance, technology, management, hotel management, or even health care.

Placements of individuals:

Maharshi Dayanand University even offers placement assistance to individuals availing the distance MBA programs. Multinational companies hire candidates who are successfully able to complete their programs with a fair percentage of marks. Candidates are exposed to a world of opportunities and are guaranteed a sure success in life.

Saturday, October 20, 2012

Thirty Billion Ounces Of Silver.....!

Hundreds of miles south of Beijing...Deep in the remote foothills beneath the Great Wall of China...An American junior mining company has made an amazing discovery.This silver strike stretches 186 miles. It could contain, by
our estimates, 30.2 billion ounces of silver.

That's enough to feed world demand for the next 32 years, according to the World Silver Survey...Enough to double current global stockpiles... 214 times.
And enough to make one tiny mining company 4 billion richer...
For now, the company trades around . But that could change, very quickly.
The value of this single, massive discovery could be enough to push the company's market cap 4,662% higher. (You'll see how in a moment.)

The time to act is right now. But you'll want to have all the information.
For example: How did a junior miner from America discover the world's biggest silver deposit halfway around the world? How does it plan to extract this massive silver vein from beneath the Great Wall of China?And how exactly could some investors turn this opportunity into huge gains, just days from now?
Here's the whole story...

The Perfect Discovery at Just the Right Time Not long ago, a small mining company realized a hard truth. The world was running out of silver. What's more, the traditional sources - like Nevada, Canada,Mexico and Peru -were drying up.Indeed, Western miners had failed to meet surging world demand for 11 straight years.

The silver stockpile had fallen from 10 billion ounces in 1950 to just 140.4 million today. That represented a 98.5% nosedive. (No wonder silver prices have doubled.) The company's answer was simple. It would exchange the
familiar fields of the West for the chance to explore China's vast, untapped reserves.The Chinese Resources Ministry was desperate for silver to feed China's booming demand. So it agreed to let this Western miner "into the tent."
Within weeks, the company was on the ground. Geologists immediately began surveying the county's central mountain range.And that's where they're they've discovered into a massive silver strike... running right beneath the Great Wall of China...

The Forgotten Treasure Below the Great Wall About 440 miles south of Beijing, the flatlands turn mountainous. Here, crisscrossing the hilltops, you'll find the ancient ruins of the Great Chu Wall. Warlords built the wall around 2,500 BCE. They wanted to defend their kingdom against invading tribes from the north.Today, only the ruins remain. Tourists still flock to the ancient landmark because of its beauty and historical importance.But the company (we'll call it the "Silver Striker") came here for another reason.

This is where scientists first noticed a strange "anomaly" on the aerial magnetic images of the area. According to the surveys, these foothills had to contain a truly massive silver strike. One that ran for miles...Geologists drilled core samples. They tested thousands of "ore chips" for silver content. They ran chemical tests on the stream beds meandering through the foothills.And according to the initial data, the strike was indeed huge. In fact, it qualified for "mother lode" status.

The discovery, they inferred, held at least 265 million ounces - worth .5 billion dollars.That's when the Striker filed its first mining claim with the Chinese Ministry of Land and Resources. But they weren't done exploring. Not by a long shot.The company's miners still had not defined the extent of the massive strike...Going "All In" and Hitting the JackpotWhy Silver Will Likely Be a MUCH Better Investment than Gold for the Next 12 Months

Gold has been breaking to new highs for months. But going forward, smart investors will get a lot richer from the silver boom.As Jim Rogers says: "Despite gold's potential,I think I will make more money in other commodities such as silver." And he's probably right. Here's why...
1. Gold/Silver Ratio: Throughout history, the gold/silver rice ratio has been 1-to-16. Today it's 1-to-67! Silver's due to catch up... If it snaps back to the historic average, prices will spike...
2. Supply Shortfalls: Last year, global silver demand hit 888 million ounces. Mining production totaled 680 million, creating a 208-million-ounce shortfall...
3. Stockpiles "Gone": Silver demand has outpaced production by 156% annually for 19 straight years. Stockpiles have tanked 57%, to just 140 million ounces... down to a four-month supply!
4. Chinese Yearly Demand: China Daily reports that demand has tripled to 2,600 tons...
4. Looming Inflation: Gold's not the only monetary "store of value." When inflation rises, silver demand rises. That's why Beijing has taken to state-sponsored Central Television, instructing all 1.3 billion citizens to buy silver bullion as an investment... now!To learn how the coming silver boom is about to make some investors very rich, please read on...

So not long ago, the Striker decided to pour the bulk of its exploration budget into the Great Wall strike - (It's plans to spend million in the first half of 2010, and another million in the second half.)Geologists continued to swarm the strike zone's 50 square kilometers of foothills.And they spared no expense.They created seismic geo-maps. They used computers to analyze chemicals in stream beds.They used special cameras to gather data - at the atomic level.

Miners blasted 78,581 meters of trenches. They drilled 280 test holes. Meanwhile, outside firms were called in to verify all the findings.They included private companies like SRK Consultants China and BK Exploration Associates. But China's bureau scientists reviewed the data, too.And they all agreed. The Striker was underestimating the discovery... by a long shot!

Super Vein Stretches at Least 186 Miles Instead of stretching 3 miles, the "super vein" stretched 30 miles.But it didn't stop there. Further surveys showed rich
veins of silver running for 87 miles... 124 miles... 131 miles and beyond.
Resource estimates grew from 52 million ounces... to 70 million... 100 million 200 million... 265 million and more. (The Striker has already secured the rights to the inferred 265 million ounces of "in ground silver!)

Finally, the company has reached the end of the strike. It stretches for 186 miles - almost the length of the Great Chu Wall.More important, the strike contains an estimated 30.2 billion ounces of silver... worth 4 billion.
Investors who get in during the early stages of this discovery could see good gains...We're talking about enough silver to increase the Striker's market cap 4,662%.Fact is, big discoveries almost always equal big gains... especially in these markets...

Thursday, October 18, 2012

Critical Care Neuropathy

It is now recognised that significant numbers of people receiving long periods of critical care in intensive care (ITU) can develop symptoms of neuropathy. But what exactly is critical care neuropathy? How does it develop? And could medical professionals have done anything to prevent it?

What is Critical Care Neuropathy?

Neuropathy is when a patient in intensive care suffers damage to the peripheral nervous system (the nervous system that lies outside the brain and spinal cord). This in turn causes a collection of disorders. The way in which neuropathy develops in a critical care setting remains unclear, but it is known that major risk factors include prolonged periods of sepsis and multi organ failure.

A patient with critical care neuropathy will often describe a tingling or burning sensation in the affected area, while pain and numbness in the hands and feet is another common symptom. As the nervous system controls movement and sensation, patients will also usually experience:-

* Reduced and/or increased sensation to touch;

* Reduced sensation to temperature;

* Generalised muscle weakness;

* Poor reflexes;

* Loss of co-ordination.

A physical examination will be sufficient for a medical professional to suspect neuropathy. However, to confirm a diagnosis, a patient may undergo a nerve conduction test which measures the signals being conducted by the peripheral nervous system. An electromyography (EMG), in which a needle is used to measure the electrical activity of the muscle, may also prove useful.

When a patient is diagnosed with critical care neuropathy, it is important to rule out an underlying cause - for example, diabetes. Treatment can then be started to help a patient cope with neuropathy pain. However, regularly-used painkillers such as paracetamol will usually prove ineffective, so other medication must be used. These often cause a variety of side-effects, so it may take a patient time to find the right medication to control their symptoms.

Can Critical Care Neuropathy Be Avoided?

As medical professionals are uncertain as to why critical care neuropathy develops, the condition can be difficult to prevent. However, what is obvious is that the longer a patient is in ITU, the more chance there is of neuropathy occurring. Therefore it can, in all probability, be avoided if ITU treatment is limited to around two to four weeks. Close attention should also be paid to patients who are at increased risk of neuropathy, including those with the following medical conditions:-

* Diabetes;

* Sepsis;

* Multi-organ failure;

* Liver disease;

* Kidney disease;

* HIV/AIDS;

* Lymphoma.

Does Critical Care Neuropathy Amount to Medical Negligence?

If medical professionals were able to prevent neuropathy occurring but failed to do so, there may be grounds for a medical negligence claim. If this has happened to you, you need to speak to a lawyer who specialises in this area of law as soon as possible. A medical negligence solicitor will be able to listen to the details of your case before suggesting whether or not you have been the victim of a substandard level of care. If so, you will be able to claim compensation for the damage your injuries have caused.

Copyright (c) 2011 Julie Glynn

Tuesday, October 16, 2012

Boots To Complement The Look

If you are not a fan of boots that reach all the way up to the knees, then a variation called ankle boots may be the answer for you. This type of footwear has the comfort of a boot, but also protects the ankles from the cold weather and injury through spraining. They give support where it is most needed.

In the winter months they are the choice of footwear when having to walk through rain soaked streets or roaming in the muddy countryside. Because the heel is generally not high you will be able to walk in comfort for many miles. This type of boot is also much more comfortable if you are a fan of motorbikes.

Some types of manufacturing industries have adopted this footwear as a safety precaution in the work place. Slippery surfaces on the factory floor are often the cause of sprained ankles. These boots often also have a reinforced toe cap to prevent toes from being squashed by heavy objects.

Of course, these days there are also varieties of this type of footwear that do have high heels. These are often worn as fashion accessories, teamed up with a dressy outfit or paired with a smart trouser suit or just plain jeans. When worn like this the design is more a cross between a boot and a pump.

If they are worn as an accessory on these occasions teamed up with a dress your legs will appear longer and slimmer. However, one word of advice; these boots should never be worn with miniskirts. Knee high boots are much sexier paired with this type of clothing.

From their first appearance when the Duke of Wellington ordered a pair of boots to be designed for outdoor wear, these shoes have never really gone out of fashion. In Wellington's days this footwear was always made out of leather. Rubber did not come on the scene later on and plastics and synthetics had not been invented yet. Even these days shoes made out of leather are still the most expensive and comfortable.

If you have bought a pair with long walks in mind, they should be lined with fur to keep the toes nice and warm.

More and more shoes are these days sold on the internet. There are many retailers out there and it seems that local shops may soon be a thing of the past. It stands to reason as on line shops do not have overheads such as many employees, heat, lighting and expensive council taxes.
People are not shopping with their feet anymore, but position themselves in an armchair in front of a warm fire. We are just too busy working these days to keep our heads above water and you can shop at leisure this way any time of the day you like.

It is now much safer to buy your purchases with your credit card on line. All details are now processed automatically with facilities to encrypt your particulars so that identity fraud and privacy is guaranteed.

Saturday, October 13, 2012

Home Equity Loans For Poor Credit: Tips To Secure Approval

These days, it is far from easy to get approval on a personal loan when bad credit ratings are involved. The reasons given by lending institutions may vary a little, but it all comes down to the risk involved in lending to people with poor credit histories. But a home equity loan for poor credit borrowers is a solution to this problem.

As far as lenders are concerned, lending money to someone with a low credit score or a history of missing repayments is more trouble than it is worth. Of course, this stands for personal loans that are unsecured. Any hope of getting one relies on the income of the borrower and whether they can afford to repay the loan. Securing low interest loans comes down to proving they can.

That usually means providing collateral, and not everyone with low credit scores has ready collateral that matches the value of a large loan. But home equity loans have a capacity to provide funds of ,000 or more. This is because the equity is used as collateral.

Why Equity As Collateral?

Many people do not realize that as they are repaying their mortgage, the value of home equity increases too. With home equity loans, for low credit borrowers especially, that value can be tapped into and turned into much needed cash.

What is more, equity is arguably the most valuable kind of collateral to use, with lenders very happy to accommodate applicants even if their credit history is terrible. It is also the best option for securing low interest loans.

This is partly because the stability of property, which generally only increases in value over time, and also due to the fact that borrowers do not want to lose their home over a home equity loan of ,000 or ,000. The result is that lenders are convinced they can trust the borrower to meet the repayment schedule.

Consider Mortgage Lenders

Of course, getting the best loan terms is important too, and while many lenders are willing to approve an application, they will also charge prime rates in order to make the profit they want. Considering a mortgage lender, rather than a bank, can pay dividends in the case of home equity loans for poor credit borrowers.

The primary reason is that mortgage lenders have a far better knowledge of property, and as such are able to offer better rates. This is because they have contacts with various lenders, which means they search for the best deals on your behalf, thus making the chances of securing low interest loans much better.

However, be sure to discuss what is affordable with the mortgage lender in the first place. While they are experts in home equity loans for people with low credit scores, keeping control of the situation is important too.

Know Your Limits

In fact, it is very important that the limits to any home equity loan for poor credit borrowers are known. For example, it is never a good idea to seek funding against the maximum of your equity. If a home has equity of ,000, for example, then it would be wise to apply for no more than ,000. This means there is equity there in case another emergency crops up.

Securing low interest loans is always a preference, but it depends on the right conditions. Getting such loans are almost certain when existing debt is cleared. This means that the purpose of the home equity loan is an investment in the future financial situation. So, compromising within reason is not such a bad move.

Wednesday, October 10, 2012

Exclusive Listing Agreement with Real Estate Agents or Property Brokers

The current real estate brokerage scenario offers few property options to buyers even when there is lot of inventory available in the market. The prime reason for the same is that real estate brokers or real estate agents do not share their listings with the other agents in the market. As a result, the seller gets fewer genuine buyers for his requirements and so has a lesser chance of liquidating his property faster and at a right price. There is also a fear of being eliminated from the entire transaction by not being able to track the buyer and seller. A simple solution to this problem is working on an exclusive listing arrangement with the seller.

Why an Exclusive Listing Agreement?

1. An exclusive listing generally results in a higher selling price. When the agent feels that his time and money investment is relatively safe, he will take his time to negotiate or turn down offers as he deems appropriate. As a result, he works more closely with the seller to do the transaction and get the right price.
2. An exclusive listing allows the agent to place a yard sign. With 60% of the buyers coming from yard signs, you want a sign on your yard! The agent will not place a sign without an exclusive listing agreement, as he could be working for no compensation for his efforts. A real estate agent will then essentially receive calls on behalf of you, will work on staging the property to showcase it to buyers and will make all possible efforts to sell it at the right price.
3. An exclusive listing allows the agent to invest more in advertising. When you grant the agent an exclusive listing agreement, she can invest more in advertising as the investment will be relatively safe. Otherwise, she would rather invest money somewhere else. More advertising will lead to more buyers and then these more buyers lead to better price for the property.
4. An exclusive listing gets more agents to work for the seller. With an exclusive listing agreement you are giving the agent the freedom to share your listing with as many agents as possible. Your property actually has more not less exposure with an exclusive agreement. Further, as it gets exposed to more agents, the chances of it attracting the right real estate buyers also increase.
5. An exclusive listing keeps you better informed. The agent is committed to providing you first class service and keep you better informed throughout the steps of the transaction. Information is power, and you should have as much information as possible. The agent will act as a true real estate consultant and will ensure that the transaction goes through smoothly.

Thus, the seller and the real estate consultant should work in close co-ordination and cooperate in order to ensure that they get the best price for the property that the seller owns. Instead of the seller working on the property himself as a For Sale By Owner (FSBO), he should search for a good agent who can work on his behalf.

Monday, October 8, 2012

What You Need To Find Out About Purchasing Real-estate In Panama

Positive Things Concerning Real Estate In Panama Chances

The costs listed below are reasonable throughout the region, as well as the property finance loan rates and investment revenues are generally similar with those with much bigger states, or even much better, regardless of a sluggish global economy. The level of tourism Panama encounters steadily has made it easier for it grow in popularity, and the current trend of pensioners has supplied the government the impetus it needs to produce special benefits for investing in real estate property, as well as other perks for the purpose of moving more residents.

Acquiring real estate in Panama is as easy to achieve as it is in several countries, utilizing much of the same processes as titling and property finance loan transactions. It has grown to be so well-known recently that leading real estate agencies, such as Century 21 and Coldwell Banker have launched franchises in Panama City, including greater than 150 overseas financial corporations, which includes HSBC, Lloyds and Citibank have migrated here to make use of the developing investment prospects in Panama.

Putting money In And Around Panama City

Panama City has become a prosperous new urban center throughout the years, as well as the real estate in Panama values for real estate there are slowly but surely becoming increasingly popular. Shareholders are finding significant profits for property developments, as well as property leases, with no hint of any drops soon. The areas bordering the city are also experiencing increases in real estate investment opportunities potentials, particularly in areas like Casco Viejo, the most well-known area on the Pacific area of the Americas. There you'll be able to participate in several breakthroughs and enjoy governing administration incentives with regard to reinstating the historic regions of that venerable locale and further.

Investment Plot On the market

You can find incredible values designed for funding real estate in Panama that may be offered as plot and building plots in the vicinity of leading cities or streets and adjoining locales. The bigger elevations are usually looking at probably the most improvement, because of their wine bottle chiller climates as well as amazing acres of purely natural flora. A lot of these highland real estate are generally ideal for the retiring individual planning to invest in quality real estate, or establish a home in paradise. Nearer to the water, Boca del Toro features observed a tremendous increase in appeal to of late, due to several amazing over-the-water realty development ventures that are ongoing.

Rate Of Return For Investment Figures

Investing in any real estate property has its risks, and you never know when you might take a loss. Real estate in Panama, but, are appreciating, at a good constant pace, and their values continue to rise as developments expand. Add the benefits that the Panama federal government as offered for individuals to retire on their investment property, and the gross sales continue to climb, as do the property prices.

Wednesday, October 3, 2012

Notice To Quit Forms: How To Choose The Correct Eviction Notice

It's always worrying when I hear people mention notice to quit forms as if it's the one and same thing. It's not - Whether you are pushing for a forceful eviction or a peaceful termination, there is a different notice to quit for each occasion. Join me as we dig deeper into the major types of eviction notice forms and lease termination letters:

Pay or Quit Notice: If You are Evicting Someone for Unpaid Rent

Had enough of all the sob stories and colorful excuses that your tenant is cooking up to avoid the rent? Then put an end to the nonsense with a notice to pay or quit - A formal way of saying, "Cough up the rent quick... or pack your bags and go."

By law, you will need to give your tenant a final warning letter before evicting him or her - Our pay or quit notice happens to be this last chance. A 3 day notice to pay or quit (tenant has 3 day to pay the rent) is most common, but it can stretch up to 5 days if your local laws are more tenant-friendly.

As you can tell, dishing out a pay or quit notice is a big move - You should only do it if you are prepared to evict your tenant. If you are blessed with an excellent tenant who's late with the rent for the first time in two years, a milder late rent notice should be enough as a gentle reminder.

Notice to Comply or Quit: To Uproot and Evict a Trouble Maker

Whether it's by accident or by choice, your tenants may break the rules from the time to time. This can mean breaching the your lease agreement terms or running afoul of your landlord-tenant laws.

While little mistakes can be often looked over or settled with a simple phone call, the more serious and persistent violations that scream "eviction!"... needs to be handled with a written comply or quit notice. Some of the more "popular" violations include keeping pets without your permission, housing squatters and racking up property damages.

Whether you like it or not, you will still have to give your tenant a final deadline (3 to 5 days) to clean up the mess. Before you can kick start evictions, you must hand this notice to your tenant. If your tenant doesn't make corrections, then you have the green light to take legal action.

Notice to Vacate: Peaceful, Formal Method of Ending Your Lease

Not all notice to quit forms end up and smoke and hostile evictions: Sometimes you just want a notice to quit that allows you to end a lease painlessly. In this case, a 30 day notice to vacate is the very form you will need. Since this is not an eviction notice, it's not something just for landlords. It's available to tenants as well.

Of course a notice to vacate isn't an escape hatch for you to terminate any lease at any time. It only works if you have a month to month lease, verbal lease or a fixed term lease that is expiring soon. For certain types of tenants (e.g. elderly, government subsidized), you may have to grant them a longer deadline of at least 60 days.

As always I have save the best (tip) for last: It's not just which notice to quit you choose, but how you deliver it (we call it proof of service). In short, you don't want to give the other party a chance to say, " Notice? what notice? I didn't receive anything from you." Just to play it safe, I recommend that you either hand over the notice in person or send it by registered mail.